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Performance Highlights EN Europe's #1 Loan & Real Estate transaction platform > € 50 Bn. Debts successfully
transacted
# 2.635 m Investor capital 16
Countries where
Debitos is active in
> 2,100 Number of
registered investors

Slide 1: Start EN AI
Due Diligence
Servicing
navigator
White
Label
Technology
Data analytics Banks &
3rd Parties
Real Estate Loan & Real Estate
Transaction
platform
Overlay 0 EN Loan & Real Estate transaction platform Debitos is the number one loan & Real Esate transaction platform in Europe that enables banks, funds and companies to sell their credit exposures on the market through its open and transparent auction-based online transaction platform.

The architecture of the platform follows the EU recommendation on a best execution sales process and provides sellers with all necessary tools. The platform leverages on the digitalization of the entire sale process and can reduce the expected disposal timing to 3-8 weeks compared to 3-6 months of the traditional process.

Debitos was founded in Frankfurt in 2010 and has since successfully transacted more than 2.635 million debts in 16 countries. By now, more than 2,100 investors from all over Europe have registered with Debitos.
Subheadline Infos for selling Infos for buying
Overlay 1 EN AI Due Diligence The AI Due Diligence tool is a fully compliant and integrated technology to index and interact with documents in dataroom structures.

It reduces significantly the due diligence to deliver the seller better sales results.
Subheadline About AI Due Diligence
Overlay 2 EN Servicing navigator Banks and investors regularly outsource activities such as problematic credits management to external servicers, that are specialized in specific countries, asset classes, ticket sizes, volumes and posses specific licenses.

Debitos has more than 400 servicers from 16 different countries registered on its marketplace and leads with its product Servicing Navigator through the landscape and variety of European servicers to provide the best possible business partner to banks and investors.
Subheadline About Servicing Navigator
Overlay 3 EN White Label Technology Debitos provides its best-of-class loan transaction platform as a White Label solution connected to the Debitos marketplace and its unique registered investors database. Equipped with enhanced backend-control financial institutions can execute transaction fully autonomously with their well-experienced team.

Through the connection to the marketplace several benefits can be enjoyed, like:
Access to the growing investors community
Receival of marketplace updates with new functionalities
Well-established and accepted trading standards (T&Cs, NDAs, SPAs)
Privileged access to business intelligence from the marketplace

The solution comes with a customizable back-end solution to monitor the full sales funnel at a glance and Single Sign-ON/SAML integration to centralize organization access.
Subheadline About White Label Technology
Overlay 4 EN Data analytics Coming soon ... Subheadline Click Here Overlay 5 EN Banks & 3rd Parties Debitos provides ready-to-use APIs with leading software providers in the debt management software industry, as well as single sign-on functionalities and batch processing. This integration for professional debt managers improves the service level by reducing the time and effort to access Debitos, create listings, upload loan data tapes and documentation in a structured way to Debitos’ data room and monitor listings and bids.

Ultimately, this will lead to an end-to-end solution that generates the highest outcome with the best-in-class automatization grade.
Subheadline About Banks & 3rd Parties
Overlay 6 EN Real Estate Transform your commercial real estate equity, debt and non-performing loans into liquidity on Europe’s leading digital secondary marketplace.

Debitos replaces slow bilateral negotiations with a transparent process, enabling you to settle transactions in just 3 to 9 months while maximizing net proceeds. Optimize your balance sheet and free up internal resources with a fully compliant, cost-effective solution trusted by financial institutions across Europe.
Subheadline About Real Estate

News


 
January 22, 2026 News, Press releases

Debitos Appointed Again to the European Commission’s NPL Panel...

The reappointment of Debitos to the European Commission’s NPL Panel is not only a recognition of... View Article

 
January 19, 2026 Blog

When Should Banks Consider Selling Credit Exposures? – Strategic Guidance...

The question of when banks should consider selling credit exposures has become increasingly relevant within the... View Article

 
January 8, 2026 Blog

Does the Sale of Loans Breach Banking Confidentiality?

The sale of loan exposures by banks is a well-established tool in the UK for balance... View Article

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